Business Challenges
Business Challenges
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High Security Risks
Many cyber attacks threaten enterprises' security, including SQL injections, XSS attacks, DDoS attacks, and Trojan horses. Enterprises must meet increasingly stringent requirements for regulatory compliance.Many cyber attacks threaten enterprises' security, including SQL injections, XSS attacks, DDoS attacks, and Trojan horses. Enterprises must meet increasingly stringent requirements for regulatory compliance. -
Lack of Intelligent Decision-making Process
Traditional credit systems require a large number of manual operations to handle service applications, assess risks, and make credit decisions. If data and service processes are not unified, loans cannot be fulfilled quickly and lending needs cannot be met.Traditional credit systems require a large number of manual operations to handle service applications, assess risks, and make credit decisions. If data and service processes are not unified, loans cannot be fulfilled quickly and lending needs cannot be met.
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Inefficient Risk Control
Traditional credit systems cannot handle a variety of consumption and transaction scenarios, which makes it difficult to use scenario-specific historical data to support risk control decision. This results in rigid guidelines for credit granting and poor lending efficiency.Traditional credit systems cannot handle a variety of consumption and transaction scenarios, which makes it difficult to use scenario-specific historical data to support risk control decision. This results in rigid guidelines for credit granting and poor lending efficiency. -
Lack of Unified Management
Enterprises with lending institutions in different regions require central management. However, traditional solutions that concurrently process online and offline data cannot update operational data in real time, making timely monitoring and management impossible.Enterprises with lending institutions in different regions require central management. However, traditional solutions that concurrently process online and offline data cannot update operational data in real time, making timely monitoring and management impossible.
Business Framework
Provides business systems that match small Internet-based loan processes for a variety of scenarios including employee loans, supply chain finance, commercial loans, lease installments, and consumer loans, improving business management capabilities. Establishes a big data risk control system using internal, external, and third-party credit investigation data to minimize business risks.
Solution Architectures
Description
Uses HUAWEI CLOUD services to roll out small Internet-based loan systems, enable lightweight operations, and meet requirements for regulatory compliance and security. Deploys ECSs for on-demand expansion to support rapid business growth.
Highlights
Complies with financial security regulations.
Provides comprehensive security.
Ready for use out of the box
On-demand resource usage
Lowers TCO for small loan systems.
Enables elastic expansion for rapid growth.
